Enthusiast Motor Insurance

Cover for Enthusiasts
from Enthusiasts


Listed vehicles to select from

We can cover nearly every make and model no matter what year


Policies Sold

Customers have trusted us to cover their vehicles year on year


Claims paid in 2022

Tailored coverage so you can have peace of mind if an accident happens

12+ yrs

Providing cover since 2011

Our Australian team has over 140 years of combined motor insurance experience

Tailored Insurance for your
Tailored vehicle

Enthusiast Motor Insurance brings to the market a unique blend of custom car insurance,
motor vehicle knowledge and exceptional service.

Agreed value policies

Peace of mind - you know what your car is valued at in the event of a loss

On-shore customer service team

Our teams are based in Australia and packed with Enthusiasts

Choice of

Our customers can decide where their car is repaired

Lifetime repair guarantee

All repairs carried out by qualified and licensed people are covered by a lifetime repair guarantee.

Salvage rights

You can keep your vehicle after a total loss if your vehicle is more than 30 years old

No penalty for loyalty

We treat new and existing customers the same, meaning no premium increase on renewal due to a joining offer expiring

Unhappy with your current insurer?

We provide the enthusiast difference with our experienced team across Australia.

Frequently Asked Questions

We know our clients care about their vehicles and wouldn’t hand the keys to someone they don’t trust. For that reason, we can provide lower pricing to our customers by only covering nominated drivers on the policy. You will need to nominate every driver of your vehicle for your vehicle to be covered whilst they are driving. If a driver of the vehicle has an accident and they aren’t nominated or named on the policy, then we won’t cover the accident.

The vehicles we cover don’t normally fit into the daily driver category, so naturally, they often see less use over a given year.  A vehicle that does a lower number of kilometres in a year can be identified by us as a lower risk. Therefore, we can use the odometer information you provide to lower your premium based on the number of kilometres the car travels in a policy year.

As Enthusiasts, we know that some vehicles weren’t perfect when rolling off the factory floor. For that reason, we have made sure these modified vehicles still get the coverage they deserve. Our modified cover requires policyholders to disclose all modifications to their vehicles in order to be covered under the policy. Any modification to the covered vehicles is required to comply with the Australian Design Rules (ADRs) and/or the Australian Vehicle Standards Rules (AVSR). This includes any in-service requirements of the AVSR and compliance with the equivalent regulations of a State or Territory of Australia. 

This benefit that allows you to choose to keep the salvage of your total loss vehicle. In the case of a total loss, you will be able to take any parts off that vehicle you desire. This will however, require you to collect the vehicle from the holding location and dispose of any unwanted parts yourself at your own expense. This benefit with Enthusiast can either be a automatic or an optional extra, depending on your vehicle’s age. Please see the Policy Disclosure Statement for more information.

Our in-house Australian-based claims team will be on-hand to handle any claim you have with us. They can handle all your claims enquiries via phone or email and are available Monday to Friday between 9am-5pm AEST. Additionally, you can download a claims form from the website at any time to start your claim process.

About Us

Our goal is to deliver outstanding insurance experiences through the shared love of vehicles.

Enthusiast started in 2011, writing over 75,000 policies in that time. Our team has a strong presence across multiple states in Australia, striving to provide the best possible experience for our customers.  

Our Australian team is working hard to protect Enthusiasts’ vehicles for future generations.

Backed by Experience!

Enthusiast is proudly underwritten by Assetinsure Pty Ltd, a specialist
insurer that has been operating in
the Australian market for 20 years.