Insurance Cover for
Laid-up Vehicles

Insurance Cover for
Laid-up Cars

Home » What do we Insure » Laid Up Insurance Cover

PROVEN TRACK RECORD

$ 0 + Billion

insured

last year

Enthusiasts like you trust us to look after them

0 + Years

providing unique

cover since 2010

Based here, only with expert Australian staff

0 K

listed

vehicles

We cover just about every make, model, and year

What is Laid up Cover

We’re talking about cars in storage and transport really. Cars off the road for maintenance, for display purposes, project cars not yet able to be driven and even show cars or race cars that need to be either stored, worked on or transported to and from events and races.
This type of cover is what we call stationary cover, so if it’s moving under its own power it’s not covered. So that’s the difference between your normal comprehensive cover and laid up cover. We do our best to be as clear as possible with our cover but always encourage to refer to the PDS available on this site and get in touch with the Enthusiast team  to discuss any questions you might have.

Do you own a laid-up car?

Get a quote online in just minutes.

Laid up car insurance

Laid up means when your vehicle is not in use and is:

What is your vehicle's value

We take pride in being a preferred choice for specialised motor insurance, offering tailored coverage for your distinctive cars. Together, we’ll establish a mutually agreed value, considering your modifications and unique features. This agreed value is crucial for custom or rare models, which can be worth above and beyond standard vehicles.

Drive with confidence, knowing that our tailored coverage backs your one-of-a-kind vehicle.

Worn, tired or dismantled vehicles can be difficult to value but here the team at Enthusiast have decades of experience upon which to call on

Cover for Removed parts?

Cover the cost to replace parts removed from the vehicle when you have chosen Laid Up cover whilst the parts are being kept in any of the locations listed for this vehicle

WE’RE GOOD FOR IT

Our underwriter, Assetinsure, is one of the best in the business. They’re one of Australia’s most progressive insurers, backing good businesses across specialist classes of business including surety, financial risk, builders warranty, and (of course) motor insurance.

Legal stuff: Enthusiast Motor Insurance (Financial Services Licence No. 396716) administers this insurance on behalf of Assetinsure Pty Limited, the insurer of this product.

Our underwriter, Assetinsure, is one of the best in the business. They’re one of Australia’s most progressive insurers, backing good businesses across specialist classes of business including surety, financial risk, builders’ warranty, and (of course) motor insurance.

Legal stuff: Enthusiast Motor Insurance (Financial Services Licence No. 396716) administers this insurance on behalf of Assetinsure Pty Limited, the insurer of this product.

Our Customers

Talk to someone who gets
you and your car

Call a fellow enthusiast on 1800 10 10 44
Email us motor@enthusiast.com.au

Frequently Asked Questions

You’ve got questions. Fire away, we love talking about all kinds of vehicles. But first these are questions we get all the time. For more information, please refer to our PDS.

We know you trust the people you let drive your vehicles. That’s why our Declared Driver policy only covers the approved people who’ll get behind the wheel. It gives you a greater peace of mind and a better price.

Enthusiasts make everything better. So we make sure modified vehicles still get the coverage they deserve. To be covered, simply disclose all the modifications you’ve made. If they meet Australian Design Rules (ADRs) and/or the Australian Vehicle Standards Rules (AVSR) of your State or Territory of Australia, then we’re all good!

If it’s a total loss, and it’s that precious to you, you don’t have to lose everything. If it’s over 30 years old, salvage rights are automatically included in your policy. If your vehicle is 15 years old or more, the choice is yours – salvage rights are optional. Check out the exact details in the Policy Disclosure Statement.

Real people, real Australian’s, real motor enthusiasts. They can handle any issues or claims via phone or email. They’re on-call Monday to Friday between 9am-5pm AEST. Or if you’re into DIY, download a claims form from our website and off you go.