Enthusiast Motor Insurance

Insurance Cover for
Hot rods

Insurance Cover for Classic Cars


Listed vehicles to select from

We can cover nearly every make and model no matter what year


Policies sold

Customers have trusted us to cover their vehicles year on year


Claims paid in 2022

Tailored coverage so you can have peace of mind if an accident happens

12+ yrs

Providing cover since 2011

Our Australian team has over 150 years of combined motor insurance experience

1934 Ford 3 Window Coupe

Hot Rods: Speed Metal

Since they started blasting across dry lakes in the 1930s, hot rods have represented the purest iteration of thundering speed machines. Hot rods are the reason we have the sport of drag racing today, while they also inspired many forms of speedway racing, and radically influenced pop culture of the 1950s and ‘60s.

All hot rods are different and built as one-offs to suit their owner’s wants, so today they’re highly prized and highly collectable, so they need the best level of protection you can give them. Our insurance policies are tailored

Original steel or aftermarket fibreglass!

We stand out from the crowd, proudly offering tailored coverage for these unique rides.
From original hot rods built from 1930s metal production cars to fibreglass-bodied street rods powered by the latest fuel-injected engines, we know how deeply you care and how you feel about your modified vehicles.

Drive with peace of mind, knowing your hot rod is covered with us.

1934 Ford Roadster

What is your vehicle's value?

Hot Rod

We take pride in being a preferred choice for specialised motor insurance, offering tailored coverage for your distinctive cars. Together, we’ll establish a mutually agreed value, considering your modifications and unique features. This agreed value is crucial for custom or rare models, which can be worth above and beyond standard vehicles.

Drive with confidence, knowing that our tailored coverage backs your one-of-a-kind vehicle.

Your choice of repairer

At Enthusiast, we recognise the dedication behind every modified vehicle owner.

In the unfortunate event of a claim, we allow you to use your own trusted repairer, or we can connect you to one of our trusted repairers.

Enjoy the road, knowing that Enthusiast has your unique vehicle covered!

1934 Ford Roadster

Do you own a Hot Rod?

Protect what’s important to you with Enthusiast Motor insurance because when you drive less, you spend less. 

We offer affordable, comprehensive insurance for all types of Hot Rods
What are your Hot Rod specs?

1934 Ford Roadster
Hot Rod

What modifications have you done to your Sunday Driver?

1934 Ford Roadster
1934 Ford 3 Window Coupe

1934 Ford 3 Window Coupe

Our customers trust us with their Hot Rods. What Hot Rod do you have?

1934 Ford 3-window coupe

Unveiled at Summernats 25, has won Summernats Top 10 and Top Hot Rod, Motorex Top Three, Meguiar’s Superstar Qualifier, Supernats Top Hot Rod.

Hot Rod

Enthusiams from Our Happy Customers

Enjoy the drive

Leave the insurance to us

We offer affordable, comprehensive insurance for all types of vehicles from Show Cars, Modified Cars, Laid Up Vehicles, Conditional, Imported and Classic Cars.

1934 Ford Roadster

Frequently Asked Questions

As Enthusiasts, we know that some vehicles weren’t perfect when rolling off the factory floor. For that reason, we have made sure these modified vehicles still get the coverage they deserve. Our modified cover requires policyholders to disclose all modifications to their vehicles in order to be covered under the policy. Any modification to the covered vehicles is required to comply with the Australian Design Rules (ADRs) and/or the Australian Vehicle Standards Rules (AVSR). This includes any in-service requirements of the AVSR and compliance with the equivalent regulations of a State or Territory of Australia. 

We know our clients care about their vehicles and wouldn’t hand the keys to someone they don’t trust. For that reason, we can provide lower pricing to our customers by only covering nominated drivers on the policy. You will need to nominate every driver of your vehicle for your vehicle to be covered whilst they are driving. If a driver of the vehicle has an accident and they aren’t nominated or named on the policy, then we won’t cover the accident.

The vehicles we cover don’t normally fit into the daily driver category, so naturally, they often see less use over a given year.  A vehicle that does a lower number of kilometres in a year can be identified by us as a lower risk. Therefore, we can use the odometer information you provide to lower your premium based on the number of kilometres the car travels in a policy year.

This benefit that allows you to choose to keep the salvage of your total loss vehicle. In the case of a total loss, you will be able to take any parts off that vehicle you desire. This will however, require you to collect the vehicle from the holding location and dispose of any unwanted parts yourself at your own expense. This benefit with Enthusiast can either be a automatic or an optional extra, depending on your vehicle’s age. Please see the Policy Disclosure Statement for more information.

Our in-house Australian-based claims team will be on-hand to handle any claim you have with us. They can handle all your claims enquiries via phone or email and are available Monday to Friday between 9am-5pm AEST. Additionally, you can download a claims form from the website at any time to start your claim process.


We will cover Modifications which you have listed in your Schedule or given us details of in writing, and which we have accepted.

Enthusiast Underwriting Pty Ltd ABN 35 142 206 746; AFS Licence No. 396716 has designed this insurance product for the specific needs of motoring enthusiasts throughout Australia. This insurance is issued by Assetinsure Pty Limited (ABN 65 066463 803) and is subject to underwriting acceptance criteria. Assetinsure is licensed by APRA in Australia. Assetinsure has granted Enthusiast a Binding Authority to market, underwrite, bind cover and manage this policy. Enthusiast Underwriting Pty Ltd acts as an Underwriting Agent on behalf of Assetinsure and not as your agent. To decide if it is right for you, please carefully read our Product Disclosure Statement before you make any decision. You can obtain it from Enthusiast Motor Insurance by calling 1800 10 10 44.